Petition To Make It Illegal For Potential Employers To Demand Credit Checks

Even though it is a grey legal area in Ontario, more and more companies are demanding that employment applicants allow potential employers access to their credit information.

This information alone, can be a qualifying aspect of an application, solely determining if one will be considered for a job or not, regardless of ones job history and skills.

A person may have a fantastic job history. Terrific references. Great skill sets. No criminal record or activity. In other words, a respectable member of society. Yet if that person had lost a job, and missed a couple of credit card payments, resulting in a reduced credit score, a potential employer will and can use that sole reason for throwing your resume in the bin.

From personal experience, a potential employer who was ready to hire me, asked for one final step to the application process. Everything was going well until they asked to check my credit. And though I have a decent credit rating, my credit is maxed out, and they stated that as a result of this, they were unable to proceed with my application.

The theory behind this is that one who may be in somewhat financial distress, is considered to be a high risk for embezzelment, or in other words, is considered to be a threat of being a theif and stealing from their employer.

This is complete and utter non-sense, and this practise should be made illegal and stopped.

NO ONE person should be tried and found guilty of a crime by a potential employer, and this is exactly what is happing. People loose out on job prospects because of this credit standing alone, and this is WRONG!

I want you to join me. I want 100000 people in this group and I want to send my petition to the Labour Minister of Ontario. This has to stop.

If a group of teenagers can create a facebook group that changes the mind of Ontario’s Transportation Minister (re-last year’s stringent new driver’s licence proposal), then we can bloody well do this!

Comment here, and or, join my facebook group:

Petition To Make It Illegal For Potential Employers To Demand Credit Checks

Update: 29/10/2009

According to the Ontario Human Rights Commission web site:

“The Code prohibits discrimination in employment on the grounds of race, ancestry, place of origin, colour, ethnic origin, citizenship, creed, sex, sexual orientation, age, record of offences, marital status, same-sex partnership status, family status and handicap. The Ontario Human Rights Commission (the Commission) considers “employment” to include full-time and part-time work, contract work, temporary work for an agency, and probationary periods. “Employment” may even include volunteer work.”

There is absolutely nothing in the code to even suggest in the least, that it is discriminatory to base the elligibility of an employment candidate based solely on his/her credit standing.

To ensure that I did not misinterpret the code, I called the Ontario Human Rights Legal Support number and was told that it is not discrimination, despite the FACT that a poor credit rating is used by employers to suppose that a candidate is a high risk factor for engaging in some degree of company theft.

The OHRLS person suggested that I call a labour lawyer, though I am uncertain what I am supposed to pay for this with, or what a labour lawyer can do if there is no law in Ontario against credit checks.

And just to make sure I’m covering my net, I contacted the Ontario Ministry of Labour and they said that they have no say in labour hiring practices in Ontario.

So. The government bodies that are set in place to help LAW ABIDING citizens, just bugger us in the end as well as the private sector.

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